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Market notes

Post-market report for 28 September 2026: Nifty falls 1.56% as oil tops $107

6 min readBy NineFifteenAM

The Nifty closed at 22,780 after oil jumped on Trump's rejection of Iran's plan. PSU banks fell 3.2%, FIIs sold ₹5,353 crore and the rupee closed at 96.03.

Monday, 28 September 2026. This is what happened in the market today, taken from exchange data and news reports. It is a record of the session, not a view on where the market goes next: I don't publish levels, targets or trade ideas.

This morning's pre-market report covered the weekend news. Oil rose again today, and Indian shares fell across the board.

Today's numbers

Market Close Change
Nifty 50 22,780.25 −360.25 pts (−1.56%)
Sensex 72,771.72 −1,124.02 pts (−1.52%)
Bank Nifty 54,471.65 −1,108.75 pts (−1.99%)
Nifty Midcap 100 59,914.20 −1.63%
Nifty Smallcap 100 19,351.10 −1.85%
India VIX 13.64 +12.17%
USD/INR 96.03 Rupee 28 paise weaker (provisional close)
Brent crude About $108 Up more than 3% (Indian market hours)
Gold (spot) About $4,156 Down nearly 3% (4:30 PM IST)
US 10-year yield 5.23% Highest since 2007

How the day went

The Nifty opened at 23,064.90, 75.60 points below Friday's close. Its high for the day, 23,080.25, came in the first minute of trading, and it fell below 23,000 in that same minute: the first one-minute candle's low was 22,972.45.

It kept falling through the day and closed at 22,780.25, just 18 points above its low of 22,762.20. That is the Nifty's lowest close since 2 April 2026, when it ended at 22,713.10.

The Sensex fell 1,124.02 points. India VIX, which rises when traders pay more for options protection, jumped 12.17% to 13.64 and touched 14.15 during the day.

Every sector fell

Nifty index Close Change
PSU Bank 8,026.10 −3.24%
Realty 850.90 −2.12%
Energy 36,693.20 −2.00%
Metal 12,854.40 −1.78%
Financial Services 24,671.65 −1.69%
Auto 26,525.05 −1.64%
Private Bank 26,476.40 −1.51%
FMCG 45,264.35 −1.47%
Pharma 26,761.65 −0.89%
IT 28,086.50 −0.26%

PSU banks fell the most. Union Bank of India, Canara Bank, Punjab National Bank and Bank of Baroda each dropped between about 3% and 5%, and State Bank of India about 2%. Private banks fell less, with the Nifty Private Bank index down 1.51%.

Among Nifty 50 stocks, Dr Reddy's and Infosys were among the few to end higher. Tata Motors Passenger Vehicles, Adani Enterprises and Jio Financial Services were among the biggest fallers, each down about 3%.

Reliance and the big private banks

Reliance and three of the largest private banks, and how far each is from its high of the past 52 weeks:

Stock Close (₹), today's change Below 52-week high
Reliance Industries 1,198.90 (−2.21%) 25.6%
HDFC Bank 719.00 (−2.26%) 29.5%
ICICI Bank 1,301.30 (−1.92%) 12.1%
Kotak Mahindra Bank 402.00 (−0.50%) 11.3%

The 52-week highs were ₹1,611.80 for Reliance (5 January 2026), ₹1,020.50 for HDFC Bank (23 October 2025), ₹1,480 for ICICI Bank (20 July 2026) and ₹453.20 for Kotak Mahindra Bank (20 October 2025).

Reliance's low today, ₹1,197, is its lowest price in 52 weeks. Kotak Mahindra Bank dipped to ₹395.75 during the day before closing at ₹402. Its prices here are adjusted for its 1:5 share split in January 2026.

Oil, gold and bond yields

Oil rose after President Trump said on Saturday that Iran's plan to reopen the Strait of Hormuz was not acceptable. Brent crude traded around $108 a barrel during Indian market hours, up more than 3%. Al Jazeera reported that 132 vessels crossed the strait in the week of 21 to 27 September, up from 116 the week before. Before the war began in late February, about 130 crossed every day.

Gold fell nearly 3% to about $4,156 an ounce. Reports linked the fall to expectations of further US rate rises and to higher US bond yields: the 10-year Treasury yield reached 5.23%, its highest since 2007. On MCX, gold was at ₹1,47,100 per 10 grams, down more than 2.5%.

The rupee

The rupee opened at 95.89 to the dollar and closed at 96.03 (provisional), down 28 paise from Friday's close of 95.75. News agency PTI linked the fall to higher oil prices and a risk-off mood in global markets after the US rejected Iran's proposal.

Fed and RBI meetings ahead

FII and DII flows

Foreign institutional investors sold a net ₹5,353.22 crore of Indian shares today, and domestic institutions bought a net ₹5,189.02 crore, according to NSE's provisional data.

FIIs have been net sellers on five of the last six sessions. Over those six sessions, from 21 to 28 September, they sold a net ₹16,843 crore while DIIs bought a net ₹21,587 crore.

The bigger picture

IPOs this week, and NSE's own shares

Twenty IPOs open for subscription this week, the busiest week of the year for new issues according to The Economic Times. Four are mainboard issues seeking about ₹595 crore in total: SRIT India, Vishal Nirmiti, Nityas Gems & Jewellery and Shah Investor's Home. The other 16 are SME issues seeking about ₹697 crore.

Shares of the National Stock Exchange, which listed on BSE on 24 September, closed at ₹1,761.20 today. That is 1.3% below the IPO price of ₹1,785. They listed at ₹1,800 and reached ₹1,878 on their first day.

Tomorrow and this week

What I'll check before tomorrow's open

These are the data points I'll look at, not a forecast:

  1. Where GIFT Nifty trades overnight compared with today's Nifty close of 22,780.25.
  2. Brent crude after the US session, and any new statement from Washington or Tehran.
  3. The US 10-year yield, and the rupee when currency trading opens at 9:00.

Sources

This note summarises public news and data for information only. It is not investment advice or a recommendation to buy or sell any security. I am not registered with SEBI as an investment adviser or research analyst.

Questions people ask me

What is India VIX?

India VIX is NSE's volatility index. It is worked out from Nifty option prices and shows how much movement the options market expects over the next 30 days. It usually rises when the market falls sharply, as it did today. It measures expected movement, not direction.

What are FII and DII provisional figures?

Each evening NSE publishes provisional figures for net buying or selling in the cash market by foreign institutional investors (FIIs) and by domestic institutions such as mutual funds and insurers (DIIs). They are called provisional because the final figures, published later, can differ slightly.

post-market reportniftybank niftyindia vixcrude oilfii dii
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NineFifteenAM

One trader building an options bot for Indian index markets since early 2026. I write down how it is built, what broke, and what it cost — no tips, no calls, no returns.

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